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| 2 | Dear Fintopio community,
As shared earlier, Fintopio is stopping operations and is closing both DeFi and CeFi wallets.
What you need to do by 31 October 2025:
• DeFi Wallet Users
Please securely back up your seed phrase and move your assets to a non-Fintopio DeFi wallet of your choice.
How to export your seed phrase: Settings → Wallets → DeFi → [Select wallet] → Export seed phrase.
Important: After this date, Fintopio will not be able to assist in recovering any DeFi wallet or funds.
Details and terms of use.
• CeFi Wallet Users
If you have funds in your Fintopio CeFi account, contact @HelpFintopio to arrange the return of your funds. All user funds remain safe, but this must be completed by 31 October 2025. | 33 966 |
| 3 | Dear Fintopio community,
As shared earlier, Fintopio is stopping operations and is closing both DeFi and CeFi wallets.
What you need to do by 31 October 2025:
• DeFi Wallet Users
Please securely back up your seed phrase and move your assets to a non-Fintopio DeFi wallet of your choice.
How to export your seed phrase: Settings → Wallets → DeFi → [Select wallet] → Export seed phrase.
Important: After this date, Fintopio will not be able to assist in recovering any DeFi wallet or funds.
Details and terms of use.
• CeFi Wallet Users
If you have funds in your Fintopio CeFi account, contact @HelpFintopio to arrange the return of your funds. All user funds remain safe, but this must be completed by 31 October 2025. | 33 402 |
| 4 | Dear Fintopio community,
As shared earlier, Fintopio is stopping operations and is closing both DeFi and CeFi wallets.
What you need to do by 31 October 2025:
• DeFi Wallet Users
Please securely back up your seed phrase and move your assets to a non-Fintopio DeFi wallet of your choice.
How to export your seed phrase: Settings → Wallets → DeFi → [Select wallet] → Export seed phrase.
Important: After this date, Fintopio will not be able to assist in recovering any DeFi wallet or funds.
Details and terms of use.
• CeFi Wallet Users
If you have funds in your Fintopio CeFi account, contact @HelpFintopio to arrange the return of your funds. All user funds remain safe, but this must be completed by 31 October 2025. | 33 299 |
| 5 | 🫡 A new era has come to an end
This message is difficult for us to write, and we understand it’s just as hard to read.
Fintopio is taking a pause.
Effective immediately, we are closing our DeFi and CeFi wallets to carefully review our operations and determine the best path forward for the project.
Important Actions for All Users
1. DeFi Wallet Users
Please securely store your seed phrases and transfer your assets to another non-Fintopio DeFi wallet of your choice.
To export your DeFi wallet seed phrase, go to Settings > Wallets > DeFi > Select wallet > Export seed phrase.
2. CeFi Wallet Users
If you have funds in your Fintopio CeFi account, please contact us via @HelpFintopio to arrange the return of your funds.
All user funds remain safe, however, you must complete this process by October 31, 2025.
HOLD Points:
We know many of you enjoyed collecting HOLD Points while being active on the Fintopio platform.
Unfortunately, these points will be nullified once the platform closes. We sincerely apologize for any inconvenience this may cause.
From all of us at Fintopio — thank you for your trust, support, and enthusiasm since our launch in April 2024.
– The Fintopio Team ❤️ | 29 607 |
| 6 |  ❗️Security Update❗️
Our official TikTok account has been compromised.
Until further notice, please do not trust or follow any content published there. For accurate updates, rely only on our Telegram, X, and official website.
TikTok support hasn’t taken any action, so we have to handle this ourselves. Please report the account – it’s in our best interest.
🏴☠️ Stay safe! | 24 184 |
| 7 |  The Old Men of the Cryptocurrency Sea
In the ocean full of all kinds of creatures, there are massive titans called Whales. Each sway of their fins triggers waves that ripple through the sea and crash onto the shore. But who are these giants that hold such power over the waters?
A Whale is an individual or an entity that holds a large (like, humongous) sum of a specific cryptocurrency. Good for them, right? Right. But for us, regular fellas, it might mean market shifts, sudden dumps, and unexpected pumps 😬
💡 For example, in 2017, Nobuaki Kobayashi (known as the Tokyo Whale) made a few large BTC transactions that caused the market to drop by up to 10%...
So can we just learn the pattern and trade it with shorts or longs?
Nope. Most analysts agree Whale moves are unpredictable, rarely guarantee clear outcomes, and are sometimes suspected of being outright market manipulation.
But what can we learn from them?
🔥 Well, Whales are masters of anonymity, and we can pick up a few of their tricks:
• Multiple wallets – split funds across many addresses.
• Privacy tools – blur the trail of transactions.
• Cold storage – keep assets offline and unseen.
• Tax havens – register assets in secrecy-friendly regions.
So if you see the sea stirring, don’t rush into the waves. It often means the whales are feeding and stacking up reserves. Better to observe these giants from solid ground and focus on growing our own harvest. | 29 021 |
