Alex from Simple Wallet

You can top it up with both USDC and USDT

Guys, we just shipped something big. Simple now has a USDC card directly inside the self-custodial wallet. You can off-ramp and pay anywhere Visa is accepted in. You can order the card if you’re the resident of the: UK, EEA (Europe) Switzerland, Canada, Mexico, Brazil, Georgia, Argentina, Chile, Colombia, Peru, Ecuador, Venezuela, Singapore, Hong Kong, Taiwan, Philippines, Thailand, Vietnam, South Africa, Malaysia, Indonesia, Australia, New Zealand Real utility for stablecoins. More coming soon. OPEN YOUR CARD HERE : 👉 LINK 👈

Why stablecoins are quietly becoming the most disruptive payment tech of this decade The most interesting shift in global finance right now isn’t happening inside banks - it’s happening on the rails they don’t control. Stripe is rolling out USDC for international payouts. Visa is settling transactions directly on-chain. Mastercard is building stablecoin-ready identity infrastructure. Meanwhile, the backbone of most bank transfers is still SWIFT — a system designed in the 1970s, long before the internet, smartphones, or real-time anything. Here’s the contrast: SWIFT: • days of settlement • $15–$50 fees • closed, paperwork-driven integrations • built for a world where money moved like physical mail Stablecoins: • 24/7 uptime • seconds instead of days • fees measured in fractions of a cent • programmable transfers • plug-and-play with apps, wallets, and DeFi What’s happening now is bigger than “crypto.” When Stripe or Visa use stablecoins, it stops being a niche experiment. It becomes infrastructure. Businesses feel it. Users feel it. And once people get a taste of instant, transparent, global money movement - nobody wants to go back to waiting until Monday for a transfer to clear. At Simple Wallet, we see this shift every day. Stablecoin rails aren’t the future - they’re already the default choice for teams that need money to move as fast as their product does. Traditional payment systems aren’t just slow. They’re misaligned with how the modern economy actually operates. If incumbents don’t adapt, their customers will move on without them.

In my new feature with Vctr Media, I decided to share a few thoughts on how Gen Z is quietly reshaping the financial map of the world. We talked about why this generation no longer sees borders - how they move value as easily as they move ideas, and why stablecoins have become their natural currency of choice. What surprised me most is how fast this shift is happening. For many young creators, freelancers, and builders - financial globalization isn’t a dream or a theory. It’s already their daily routine. I also spoke about the role of Simple Wallet in this transformation - and why we believe the next era of finance won’t be about banks or chains, but about people and autonomy. 🔗You can read the full conversation on Vctr Media

The world is hoarding gold - but the real upside might already be shifting elsewhere. Over the past two years, central banks have entered a historic gold-buying spree. China is leading the charge, with Turkey, India, and Singapore close behind. Their motives are clear: hedge against dollar dominance, sanction exposure, and runaway inflation eroding state reserves. Retail investors followed the same trail through ETFs and bullion. Gold became the “safe haven” once again - but there’s a problem. When everyone hides in the same shelter, safety turns into crowd risk. Meanwhile, Bitcoin is quietly building its own accumulation phase. • The U.S. is drafting a national Bitcoin reserve and advancing the GENIUS Act, aiming to normalize stablecoins as tools for financial stability. • The latest halving has cut new supply in half - deepening Bitcoin’s programmed scarcity. • Institutional inflows into Bitcoin ETFs remain strong, even with higher interest rates. Bitcoin is simply better at being gold than gold ever was. • Its supply is fixed - only 21 million BTC will ever exist. • It can’t be forged, confiscated, or debased. • Its value is secured by code, not borders. History rhymes here too: in 2020, gold doubled as stimulus flooded the system - but Bitcoin went from $12K to $69K in less than a year. Today, the setup looks familiar: - gold is overbought, - liquidity is returning, - Bitcoin is entering peak scarcity. Only this time, it’s not speculation - it’s monetary evolution. Gold belongs to the last decade of stability. Bitcoin defines the next one of scarcity.

Today marks a historic day for crypto. In over a decade of market cycles, there have only been two shocks of this scale: - the Mt.Gox collapse (2014), when Bitcoin was still in its infancy; - the COVID-19 crash (2020), when global markets fell in unison. Now comes the third. 🔻 What happened: • Bitcoin plunged to $102,000, down nearly 15% in 24 hours. • Ethereum dropped below $3,400. • Over $9 billion in leveraged positions were liquidated in a single day. • The total crypto market cap fell by more than $250 billion. Why: Donald Trump announced 100% tariffs on Chinese imports starting November 1, along with new export restrictions on U.S. technology - a clear escalation of the U.S.–China trade war. The takeaway: The market’s reaction shows how deeply crypto has become intertwined with global macroeconomics. Every political or trade shock now reverberates through digital assets instantly. Crypto is no longer a separate world - it’s becoming a real part of the global financial system.

Warsaw always delivers 🇵🇱 Last Friday at AFFHUB - hundreds of people from affiliate and Web3, strong discussions, and that sense of momentum you can really feel. I shared how Simple builds real products on stablecoins that people actually use - about technology, scaling, and real use cases. technology, scaling, and real use cases. Really appreciated all the questions and live conversations after the session - that’s what makes these events special. Thanks to the organizers and speakers for the great atmosphere and meaningful discussions. See you at the next one

The AMA session has now started. Join us live.

Install Simple Wallet - Win a slice of 10,000 USDC ✔️ All-in-one stablecoin wallet ✔️ Supports BTC, ETH, BNB, TRON, Solana & more ✔️ Lowest swap fees You must have the Simple Wallet installed on your device in order to benefit from SMPL Coin in the future

On October 3 I’ll be speaking at the AFFHUB Conference in Warsaw. The topic is close to what we’ve been building at Simple: how to create stablecoin products that people actually use. It’s not just about technology. For me, stablecoins are already becoming part of everyday payments - fast, predictable, transparent. But there’s always the other side: regulation, trust, and the challenge of scaling without losing the “simple” experience. 𝘈𝘭𝘴𝘰, 𝘐’𝘥 𝘭𝘪𝘬𝘦 𝘵𝘰 𝘴𝘩𝘢𝘳𝘦 𝘢 𝘧𝘦𝘸 𝘰𝘣𝘴𝘦𝘳𝘷𝘢𝘵𝘪𝘰𝘯𝘴: - most projects talk about stablecoins as an abstract tool, but in reality it’s about very practical things - saving on fees, making payouts smoother, and giving people confidence their money is safe; - the “legal framework” question isn’t boring paperwork, it’s the foundation that lets such products grow and survive long-term; - and finally, building for real users means you’ll get feedback that no whitepaper can prepare you for. I believe this is the right time to have this conversation - not in theory, but grounded in what already works. If you’ll be at AFFHUB, let’s connect. Always happy to exchange thoughts and hear how others see the future of payments. 👉 affhub.club/warsaw-conf

The Trump family didn’t just “enter crypto.” They turned it into a political asset. Let me break it down for you. The project is called World Liberty Financial. It launched with two tokens: WLFI - a governance token USD1 - a stablecoin (already top-6 globally) WLFI was listed on Binance day one. USD1 is live on Ethereum, BNB Chain, and Solana Foundation. The Trump family holds over $6B worth of WLFI. FDV crossed $25B within 24 hours. On the surface - just another launch. Look closer - this move required leverage no one else has. Not technical leverage. Political. The market picked up on it immediately: • Binance, PancakeSwap, and Solana offered liquidity out of the gate • $750M raised via structured deals out of Abu Dhabi • WLFI’s FDV briefly surpassed Avalanche • Nasdaq bell ceremony featured Trump Jr. on stage This isn’t a crypto startup story. It’s a case study in how political power becomes tokenized - financially, publicly, and without touching the SEC. Power used to mean TV time, campaign budgets, or legislation. Now it can also mean wallet holdings and on-chain influence. What’s actually changing? • Tokens are no longer judged by product or code - but by political gravity • Stablecoins aren’t just for payments - they’re becoming influence rails • On-chain assets are merging with off-chain empires Markets are adapting. Some build protocols. Others build narratives. A few are starting to build both - at scale. China banned crypto in 2021. Trump used it to mint $6B in 2025. No roadmap needed. Just political capital and a blockchain. And this may just be the first of many.

There was a time when your most important document was a passport. It gave you access to the world - countries, opportunities, freedom. Today, that role belongs to a crypto wallet. But it’s no longer about crossing national borders. It’s about crossing the line between “just the internet” and a new digital economy. You don’t just create an account - you unlock access. To DAOs, to DeFi, to apps where you’re not just a user, but a participant. You don’t just click - you vote. You don’t hand over your data - you decide what’s yours. Sure, you could say a wallet is just where tokens live. But in reality, it’s your digital ID, your bank, your social login, your pass, and your armor - all in one. And here’s what matters: A passport can be revoked. A bank account can be frozen. A login can be banned. But a self-custodied wallet? That’s yours. No one can take it away. The next wave of users won’t “sign up” for Web3. They’ll connect their wallet. And that’s where it all begins. At Simple Wallet, this is exactly what we’re building: No seed phrases. No KYC. Just a smooth, intuitive way in. This isn’t some future vision. It’s already happening - every day. Just more quietly than it deserves. For now.

We’re proud to offer 0.1% fee on USDT - USDC cross-chain swaps https://markets.businessinsider.com/news/currencies/simple-wallet-led-by-ceo-alex-emelian-introduces-0-1-stablecoin-swaps-among-the-lowest-on-the-market-1035065113

I’ve been a long-time fan of stablecoins. Because they by design work much better than any fiat currency. Example: you need to send money to your parents from France to Nigeria. Through a bank — mission impossible. Through stablecoins — 60 seconds. You just send 500 USDT, and in 10 seconds the money is there. The fee? Maybe a few bucks. That’s it. No IBANs, no SWIFTs, no banking circus. This is exactly why I’m sure: the future belongs to stablecoins. I talked a bit more about this in my interview with LIGA https://biz.liga.net/en/all/all/novosti/an-introduction-to-stablecoins-how-this-popular-asset-class-works-alex-emelian-ceo-of-simple-wallet-explains

Missed the LIVE with Alex? Here’s what you need to know 👇 Before founding Simple, Alex built large-scale consumer products in industries like dating and gaming - platforms used by millions around the world. But when he first tried using crypto exchanges, he faced the same frustration as many newcomers: complex interfaces, confusing flows, and outdated user experience. That frustration became the foundation for Simple 🙂. Vision? To build the Revolut of DeFi - a stablecoin-first wallet where users can get paid, save, spend, and send money globally, without dealing with seed phrases, gas tokens, or confusing UX. During the AMA, Alex shared what makes Simple different - and what’s coming next. Here’s what he shared: 👇 • MPC Wallet - true self-custody, without seed phrases. Just log in with email and stay in control. • Gas Station - no need to buy random gas tokens. Top up once in USDC, send across chains without friction. • Crypto Cards - already working across Europe, rolling out globally. Pay with USDC or USDT anywhere Mastercard is accepted. • Jars - instant donation or payment links. Great for creators, fundraisers, and communities. 👀 What’s coming soon: • Saved Recipients - send to names like “Veronica,” not 42-character addresses. • Proof-of-Payment Slips - share sleek, branded receipts instead of messy screenshots. • Discover Tab - earn rewards, join airdrops, complete tasks - all in one place. 🔝Why Simple, not the 1000 other wallets out there? Because most either lack cards, have clunky UX, or don’t support off-ramps. Simple brings it all together - in one wallet, designed to make crypto feel less like crypto… and more like money you can actually use.

Hey folks, I gonna talk about Simple LIVE in 1 minute here https://t.me/smpl_app

Going live this Friday to share where we’re taking Simple - and why I believe stablecoins and real self-custody are key to making crypto actually usable. We’ve been working on features that make the wallet feel smooth, familiar, and secure - without sacrificing control. August 8, 16:00 GMT. Telegram LIVE.

Proud to make Forbes 40 Under 40! It’s really a Simple Wallet team win, not just mine, and every chance to spread the word about our kick-ass product helps—especially with all the AI noise out there.

JOIN OUR LIVESTREAM RIGHT NOW! https://t.me/smpl_app?livestream