Gumart Announcement 🛒

💱 From Zero to Web3 Hero: Your 5-Minute Journey to Becoming a GuPay Pro 🔥 Web3 sounds complicated? Forget that. GuMart is designed for Web2 users, and here’s your 5-minute path from beginner to confident user.

⏰ Minute 0–1: Set Up Your Wallet Download the app, tap a few buttons, and your Web3 wallet is ready. No coding, no jargon — just your own secure space for digital money. ⏰ Minute 1–3: Cross the Bridge with GuRamp GuRamp is your gateway. In 30+ countries, it lets you swap fiat to crypto (and back) instantly. No long forms, no delays. Just simple, fast access. ⏰ Minute 3–4: Make Your First Payment Order a coffee, scan a GuQR code, and watch how fast it clears. That’s your first Web3 payment — smoother than cash, quicker than cards. ⏰ Minute 4–5: Unlock the Extras Explore GuMerchant Marketplace for flights and hotels. Check out GuCard, integrated with Visa/Mastercard, and imagine paying anywhere worldwide with your crypto.

✨ In just 5 minutes, you’re not just learning an app—you’re stepping into a whole new economy. 🚀 Welcome to the future of finance. It’s much easier than you think.

🎯 Why “User Experience” (UX) Will Be Web3’s Biggest Battlefield in 2026 💭 The first stage of Web3 focused on technology — blockchain, smart contracts, and decentralization. But the market is changing. The next winners won’t be those with the most advanced tech, but those who make Web3 simple and easy to use.

📊 Here’s what the trend shows: ✔️ Users Are Tired of Complexity: Everyday users don’t want to deal with confusing wallets, seed phrases, or complicated setups. They expect the same smooth experience they get from top Web2 apps. ✔️ “Bridge, Don’t Build Walls”: The best projects are the ones that hide blockchain’s complexity and give users a clean, friendly interface.

‼️ That’s been Gumart’s philosophy from day one. Mass adoption doesn’t come from teaching people how Web3 works — it comes from making Web3 feel natural to use. 1️⃣ Designed for Everyone: Gumart is built for Web2 users, meaning you don’t have to be a crypto expert to start. 2️⃣ Familiar Tools, New Power: With GuQR, you can pay instantly — just scan and go, as easily as any e-wallet you already use. 3️⃣ All-in-One Experience: No more switching between dozens of apps. Gumart brings everything together: ➖ GuPay for payments ➖GuMerchant Marketplace for commerce ➖Game Hub for entertainment and engagement

👀 The future of Web3 won’t be defined by who builds the most complex systems — but by who makes them easiest for everyone to use. That future starts with Gumart. 🌈

🧠 “Dissecting” a GuPay Transaction: What Really Happens When You Scan a QR Code? 🔗 You scan a GuQR code at a café, and within seconds, the payment is complete. Fast and simple. ⁉️ But have you ever wondered what’s really happening behind the screen?

👀 Let’s dissect a GuPay transaction: ⚡️ Scan & Confirm (You): You scan the code, GuPay shows merchant + amount, and you confirm. That’s your gateway into Web3. ⚡️Protocol in Action (System): Your instruction is encrypted and sent directly on-chain. No banks, no middlemen — just peer-to-peer speed. ⚡️Validation & Recording (Blockchain): Validators approve and add it to the blockchain. With GuScan, both you and the merchant can track it live for full transparency. ⚡️Completion (Merchant): Within seconds, the merchant gets confirmation and your payment is done.

💭 The magic? It all happens securely, transparently, and without relying on any bank or centralized financial institution in the middle. 🕯 This isn’t just a transaction. It’s proof of the power of a decentralized financial system.

🔥 Cash, Cards, or Crypto? Only One Wins in 2025 🔥 💭 In 2025, when you make a payment, which option truly gives you power? Let’s break it down. 🤑 Cash? Convenient for small transactions, but useless online and across borders. 💳 Bank Cards? Widely used, but loaded with fees, third-party control, and barriers to international use. 💸 Traditional Crypto? High potential, but often complex, volatile, and—most importantly—hard to use in real life. 🏆 And the winner is - a solution that combines the best of all worlds: The GuPay ecosystem.

🎯 With GuPay, you don’t have to choose. We deliver a new standard where you get it all: ✔️ The Convenience of Cards – Global acceptance with GuCard (integrated with Mastercard/Visa). ✔️ The Freedom of Crypto – A true Web3 payment system where you control your assets. ✔️ The Simplicity of Cash – Instant payments for everyday needs via GuQR. ✔️ More Than Payments – Not just a wallet, but part of a complete PayFi & e-commerce ecosystem with Game Hub and GuMerchant Marketplace.

💎 The answer for 2025 isn’t “cash, cards, or crypto”. It’s a solution that gives you the power of all three. Choose the future. Choose GuPay. 🚀

🔥 From Freelancer to World Traveler: A Life Entirely “Outside the Bank” 🔥

👀 Imagine a day in the life of a freelancer in the Web3 economy. 💵 9:00 AM – You finish a design project for a client in Berlin. Instead of waiting days for a bank transfer, the client sends crypto, and you receive it instantly in your GuPay wallet. ☕️ 9:05 AM – You head to your favorite café and pay for an espresso using GuQR. 🌎 1:00 PM – You get the urge to travel. Opening the GuMerchant Marketplace, you use the very earnings you just received to book a flight to Thailand and a hotel for the weekend. 🍽 7:00 PM – You enjoy dinner with friends and pay the bill with your GuCard (integrated with Mastercard/Visa).

📈 In just one day, you’ve earned money, covered daily expenses, and planned an international trip—without a single bank transaction. 💱 This isn’t science fiction. It’s the vision of financial freedom and borderless living that Gumart’s all-in-one ecosystem is building. 🚀

🪙 Stablecoins Overtake TradFi? What This Means for GuPay Users 🎯 A stunning milestone has arrived: the annual stablecoin transfer volume reached $27.6 trillion in 2024—surpassing the combined transaction volume of Visa and Mastercard by more than 7% (Cointelegraph). This is no longer a niche market—it’s the future of money.

⁉️ So, what does this mean for GuPay users? 1️⃣ Stability for Everyday Spending – Use stablecoins to pay for your morning coffee with GuQR or shop with GuCard—without worrying about the volatility that plagues other cryptocurrencies. 2️⃣ Optimized Cross-Border Transactions – Sending stablecoins through GuPay is faster, cheaper, and far more efficient than traditional bank transfers. With GuRamp live in 30+ countries, the process is seamless. 3️⃣ Confidence in Every Payment – Our mission is to “make crypto spendable everywhere.” The rise of stablecoins provides the strongest fuel for that mission, delivering both stability and trust with every transaction.

💥 The stablecoin boom proves the world is ready for a better digital currency. And GuPay is your tool to use it in real life. 💎

💥 Micropayments Boom: Why GuPay Makes Every $1 Count 💥 ⁉️ Did you know the Creator Economy is projected to reach nearly half a trillion dollars by 2027. Behind that growth is a wave of micropayments: tips, in-app purchases, digital goods, and premium content. 👀 The problem with Web2? Traditional payment systems often “eat up” 20–30% of these small payments through fixed fees.

💱 GuPay was built to solve exactly that. 1️⃣ Optimized for Small Transactions – As a Web3 payment system, GuPay leverages the low costs of blockchain to ensure the value you send actually arrives. 2️⃣ Instant Payments – With GuQR, even the smallest transactions happen in real time—perfect for the fast-moving digital economy. 3️⃣ A Micropayment Rewards Ecosystem – Every small payment through GuPay contributes to rewards for you and creators, not intermediaries.

📣 In the new economy, every single dollar matters. GuPay ensures that value stays where it belongs—with you and the creators. Empowering the micropayment economy. That’s the power of GuPay. 🚀

⁉️ Quick Q&A: Are Gas Fees on GuPay Expensive? ⁉️ 💱 One of the biggest concerns about using crypto is “gas fees”. Does paying for a cup of coffee with GuPay end up costing more than the coffee itself? ‼️ The short answer: NO. And here’s why.

⚡️ Optimized for Daily Payments GuPay isn’t built like a complex DeFi trading platform. It’s a PayFi system designed for everyday use — fast, simple, and cost-efficient. 💎 Low Fees, High Performance Through our integration with high-performance blockchains like BNB Chain, GuPay processes small payments quickly, at minimal cost. 🔍 Transparent, No Hidden Charges Unlike banks with multiple service and FX fees, Web3 fees are network-only and fully visible. You always know exactly what you’re paying. 🌍 Built for Real Utility Our mission is to make crypto “easy to spend everywhere.” Keeping fees low is essential — because convenience should never come with unnecessary cost.

💭 GuPay is here to make paying with crypto as simple and efficient as paying with cash. 😉 Spend smarter, not pricier. That’s GuPay.

🌍 The Gumart Vision: Building the Everyday Economy of Web3 ⁉️ We didn’t create Gumart to be another app in your phone. We created it to answer a bigger question: What would the world look like if crypto worked as smoothly as cash?

⚡️ Our vision is simple: ✔️ A world where payments cross borders as easily as crossing the street. ✔️ A world where loyalty rewards are real, not forgotten points on a receipt. ✔️ A world where your assets are truly yours — no freezes, no hidden fees, no middlemen.

🚀 Gumart is not chasing hype. We’re building infrastructure for an everyday Web3 economy: ✅ GuPay — your wallet for daily life. ✅ GuCard — global rails for spending anywhere. ✅ GuPoint — rewards that tie activity to real value. ✅ GuAI — intelligence to make payments smarter, safer, and more personal.

🔑 The journey is only beginning. 👀The destination? A borderless economy where crypto is no longer “future money.” ‼️And Gumart is here to build that future.

💎 BATCH 9 fGTP SWAP COMPLETED – SEPTEMBER ROUND! ⚡ Hey Gumart Residents, Another month, another milestone! The September conversion round is done — and Batch 9 of GUM to fGTP has now officially been swapped to GTP! 🎉 🛍 Swap Recap – September Round ✨ Total GUM swapped: 36,501,908,956,733.2434 GUM 📌 fGTP swapped: 126,000,000 fGTP 📈 Swap Rate: 289,697.69 GUM / 1 GTP 🧠 Reminder: Your GTP is already in your wallet - check your balance now and prepare for the next evolution of the Gumart ecosystem. 🗓 Next conversion round: October 25. Keep growing your GUM and stay sharp!

🚀 Stop the Technical Barriers: GuPay Is Your First Step into Web3! 🚀 🔗 For most people, Web3 feels complicated. Private keys, seed phrases, gas fees… it sounds like something only developers can handle. 💵But money isn’t supposed to be confusing. It’s supposed to be simple.

💡 That’s why we built GuPay: ✔️ No barriers — one wallet, one scan, one tap. ✔️ Real-world ready — coffee, tickets, shopping, travel, all with crypto. ✔️ Rewards included — every payment earns GuPoint you can actually use. ✔️ Safe by design — your funds are yours, always.

🪙 With GuPay, you don’t need to be a Web3 expert. You just need to live your life — and let payments be as smooth as they should be. 📊 🌈 The future of Web3 isn’t about more complexity. It’s about more people, doing more, with less effort. 🔭

📊 Gen Z and Digital Wallet Adoption: The Lifestyle Shift 📊 🎯 For Gen Z, payments aren’t just transactions — they’re part of digital identity. According to PYMNTS, nearly 60% of Gen Z consumers report spending more when using digital wallets compared to other payment methods. A PayFuture report adds that around 50% of 18–24-year-olds in emerging markets are eager to try new payment technologies. ⁉️Why? ✔️ Mobile-first mindset: Gen Z skips cash and cards. ✔️ Trust in tech: They prefer apps over traditional banks. ✔️ Global by nature: Cross-border payments matter for study, work, and travel.

🔥 For GuPay, this generation isn’t just a target — it’s the growth engine. 🗣️ Made for phones: GuPay is designed for quick scans, fast checkouts, and a clean interface that feels natural to digital natives. 🗣️ Borderless by design: From paying tuition abroad to splitting a dinner bill at home, GuPay makes both equally simple. 🗣️ Crypto-native perks: Every transaction earns GuPoint, unlocking perks, vouchers, and even NFT utilities inside the Gumart ecosystem. 🗣️ Trust through ownership: Gen Z values control — with GuPay’s self-custody model, funds can’t be frozen or taken away.

☄️Gen Z already lives digital-first. The question isn’t if they’ll pay with crypto — it’s which wallet they’ll choose to trust. Gumart is making sure that wallet is GuPay. 🚀

🫴If I were a User, how would I spend with GuPay? 📊 💳 Many people think a crypto wallet is just for payments. But for me, GuPay is a tool for living smarter within a complete ecosystem. ⛏️

Here's my spending strategy: ⚡️ Start My Day (Small, frequent transactions): I pay for my morning coffee or breakfast by scanning a GuQR code. It's instant, convenient, and helps me start the day without needing cash. 💥 Cover All Daily Needs (Maximum flexibility): From grocery runs to online shopping and other small expenses, I use the GuCard (Mastercard/Visa integration). It's accepted everywhere, so I never have to worry. 🛩 Plan for the Future (High-value transactions): My biggest goal? A vacation. I'll use my crypto assets to book flights and hotels directly on the GuMerchant Marketplace. This is how I turn digital assets into a real experience.

‼️That's my way of not just "spending" crypto, but living with it. What about you? How would you use GuPay? 😉

🛒 How GuPay Transforms Travel Payments in 2025 🪙 ✈️ Travel in the digital age still comes with headaches: high foreign exchange fees, cards getting blocked abroad, and transaction limits.

🕯 GuPay is a complete game-changer for travel lovers, making every trip more seamless and cost-effective. ➡️ Book With Ease: Use your digital assets to book flights and hotels directly on the GuMerchant Marketplace. No need to convert to fiat, no more complicated steps. ➡️ Spend Freely at Your Destination: Once you arrive, forget about currency exchange hassles. Just "tap" and pay for everything, from meals to shopping, with the GuCard (Mastercard/Visa integration). ➡️ Proven Globally: Our "GuGoGlobal" campaign took place across 5 continents , and users have shared videos of themselves using GuPay in top travel destinations like New York, Italy, and Korea.

🚀 With GuPay, your crypto wallet becomes your most powerful travel companion, helping you save on costs and enjoy your trip to the fullest. Travel smarter, freer. Travel with GuPay. 🌍

💳 Visa Expands Stablecoin Settlement — Why It Matters for Gumart 💳 💥 On July 31, 2025, Visa confirmed a major leap: Adding USDG, PYUSD, and EURC to its stablecoin settlement platform. Expanding beyond Ethereum to Stellar and Avalanche blockchains.

📌 Why this matters: 1️⃣ It proves stablecoins are no longer fringe. They are part of the global payment backbone. 2️⃣ Merchants worldwide can settle faster and cheaper, with less reliance on banks. 3️⃣ Crypto usage shifts from speculation → real-world transactions.

🚀 For Gumart & GuPay, this means: ➖ We can ride existing global rails instead of building from scratch. Stablecoins become everyday money for our users. 💱 ➖Merchants plugged into Gumart gain trust, speed, and cross-border reach. 🌍 🔥 The world’s largest networks are opening doors. Gumart is ready to walk through them — and bring millions of users along. ⚡️

👀 Not Just For Users: Why Businesses Are Choosing GuPay? 💵 📊 Are you a shop owner, hotel manager, or service provider? Want to reach a new generation of customers ready to spend their digital assets?

GuPay isn't just a wallet for consumers—it's a powerful payment gateway designed for real-life merchants. 🚀 💱 Reach Millions of Web3 Customers: Accepting GuPay opens your door to a community of over 5 million users who are actively looking for places to spend their digital assets. 💳 💎 Seamless, Diverse Payments: Whether your customers want to use the GuCard (Mastercard/Visa integration) or scan a GuQR code , our system ensures a seamless payment experience at hotels, stores, and event venues. 🌍 Attract Global Tourists: With a large international user base proven by videos of GuPay being used in New York, Korea, and Italy, accepting GuPay makes your business more appealing to global travelers.

💭 GuPay doesn't just offer a new payment method. We deliver a completely new customer base. 🪙 Elevate your business. Become a Gumart partner and accept the payments of the future. 🛫

🔑 More Than a Wallet: GuPay's Role in a Thriving Ecosystem 🌍 👀 When people think of digital wallets, they often imagine a place to store and spend. But GuPay was never built to be just another wallet.

💵 Payments Made Borderless: GuPay lets you pay with USDT, GTP, and other stable assets across merchants worldwide. Whether you’re buying coffee or booking flights, GuPay removes borders, delays, and hidden costs. 🎯 Rewards That Matter: Every transaction with GuPay earns you GuPoints — points that don’t just sit idle, but unlock campaigns, perks, and NFTs within the Gumart ecosystem. Spending becomes participation. 💎 Backed by a Solid Infrastructure: GuPay is supported by powerful financial tools such as GuDEX (an aggregated DEX exchange) and GuScan (a blockchain explorer), ensuring every transaction is transparent and efficient.

💥 GuPay is the beating heart of a complete digital economy, connecting everything from commerce and entertainment to financial infrastructure. 🔗 Discover an ecosystem built around you. Experience Gumart today! 🚀

🌎 Cross-Border Payments: You Won’t Believe GuPay’s Speed and Cost ⚡️ Sending money across borders has always been a headache: ❌ Slow – 2–5 business days with banks. ❌ Expensive – $15–50 per transfer, plus hidden FX fees. ❌ Limited – not every country or merchant is accessible.

⚡️But with GuPay, that story flips. ✔️ Start Easily: Use GuRamp, our fiat on/off-ramp in over 30 countries, to convert local currency to crypto and back. ✔️ Transfer Instantly: Send digital assets to friends and family in seconds, not days. ✔️ Spend Immediately: The recipient can use the GuCard (Mastercard/Visa integration) to spend the funds anywhere in the world.

📊 According to forecasts by the Bank for International Settlements (BIS), the global cross-border payments market is projected to surpass USD 250 trillion by 2027. That’s not just a market — it’s an opportunity to rewrite the rules. 😉 With GuPay, you’re not just moving money. You’re moving at the speed of crypto and at the cost of the future.🌈

⁉️ Debunking the 3 Biggest Myths About Crypto Payments. Is GuPay Really Safe? 👀 🕯 Heard a lot about paying with crypto but still have doubts? Let's debunk the 3 biggest myths together and see if GuPay is truly the safe and convenient solution for you! 💥

❌ Myth 1: "Crypto is useless for shopping!" ✔️ The Reality: GuPay is built to turn your crypto into everyday cash. ➖With our GuCard (integrated with Mastercard/Visa), you can tap and pay anywhere cards are accepted globally. ➖The system has already powered over 50,000+ real-world transactions, proving its utility in cities from New York to Korea and Italy.

❌ Myth 2: "It's too complicated!" ✔️ The Reality: Gumart is designed for everyone, even if you're not a Web3 expert. ➖Paying with GuQR is instant and as familiar as using your favorite e-wallet apps. ➖Our GuRamp provides a simple fiat on/off-ramp in over 30 countries to get you started effortlessly.

❌ Myth 3: "It's not safe!" ✔️ The Reality: GuPay is part of a complete and transparent ecosystem. ➖We have received marketing support from BNB Chain, one of the largest and most reputable names in the industry, which implies a level of trust and vetting. ➖The platform is trusted by a massive community of over 5 million users, with 700k daily active users.

💬 So, is GuPay really safe? ‼️The answer is YES. GuPay is built on a solid foundation focused on convenience, transparency, and proven real-world utility. Don't let myths hold you back. Experience the future of payments today! 🚀

🌍 3 Waves of Web3 Are Coming: How Ready Is Gumart to “Ride the Wave”?‼ 🔗 Market data reveals 3 irreversible trends are happening now: 1⃣The Shift to Utility: The Web3 market is exploding (CAGR >41%), and users are demanding the ability to "spend" their assets, not just "hold" them. 2⃣The Convergence of TradFi & DeFi: Giants like Mastercard are actively entering Web3, creating demand for products that bridge both worlds. 3⃣The Demand for "Super Apps": Users want an all-in-one platform for payments, shopping, and entertainment (GameFi is projected to exceed $21B).

🎯 With this shift, Gumart has positioned itself to lead the future: ✔ GuPay meets the "utility" demand with 50,000+ real-world transactions. ✔ The GuCard (Mastercard/Visa integration) is the "bridge" between TradFi & DeFi. ✔ The entire ecosystem is a "Super App" combining Payments, Commerce & Engagement.

🛒 Gumart isn't just following trends; It's delivering exactly what the market demands. 💥