Gumart Announcement 🛒

🧠 Transparent Yet Private: How GuPay Protects You ⁉️ One of the biggest questions about Web3 is: “If everything is transparent, how can I keep my privacy?” That’s a valid concern. You want your transactions to be secure — but you definitely don’t want the whole world to know what you’re spending on. 🛫

🎯 Here’s how GuPay strikes the perfect balance: 1️⃣ The Power of Transparency (with GuScan) ✔️When you send money, GuScan allows both you and the merchant to verify that the transaction happened — Wallet A sent funds to Wallet B. This prevents fraud and ensures no one can falsely claim, “I never received the payment.” 2️⃣ The Power of Privacy (with GuAI) ✔️Those private details are processed securely by GuAI, used only to personalize your experience — such as recommending better offers on GuMerchant.

📌 GuPay gives you the best of both worlds — the transparency of Web3 that builds trust, and the privacy you deserve for your personal spending. Public transactions. Private details. That’s the GuPay promise. 🚀

⚡️Is Your Weekend Ready? Power It Up with GuPay. 🎯 The workweek is over. Now it’s time to unwind, plan, and enjoy. Whatever your weekend looks like, the GuMart ecosystem is ready to be part of it.

👀 Make this weekend a true Web3 experience: Plan A: Stay In & Chill 🎮 Not in the mood to go out? Relax at home and take on new challenges in our Game Hub. It’s the perfect way to have fun while earning rewards for your future activities. Plan B: Go Spontaneous ✈️ Feeling adventurous? Open GuMerchant Marketplace. With just a few taps, you can use your digital assets to book a flight or hotel for a last-minute getaway. Plan C: Hit the Streets 💳 Dinner plans or a movie date? Take your GuCard (powered by Mastercard/Visa). Pay seamlessly for every weekend adventure, anywhere you go.

💥 GuPay isn’t just a financial tool—it’s your lifestyle companion for an active, connected, and rewarding life.

🎁 Bought It on GuMerchant? Show It Off & Earn More Rewards! In the GuMart ecosystem, a transaction isn’t just a transaction—it’s an opportunity. 🚀 ✨ Just used GuPay to book a vacation on the GuMerchant Marketplace? Don’t keep the excitement to yourself. Turn it into a social moment—and get more in return.

🔗 Here are 3 clever ways to share your experience and make it rewarding: ✔️ Share Your Story Take a screenshot of your successful purchase or your real-life experience (like in the #GuGoGlobal campaign) and post it on social media. Your story inspires others and builds trust within the community. ✔️ Activate the Referral Loop Send your referral link to that friend who’s already impressed by your experience. When they join, you both earn exclusive rewards. ✔️ Join Community Challenges Post your experience in official GuMart community channels. We’re always watching for our most active members to surprise them with special prizes.

💱 This is the essence of our “virtuous cycle”—every action you take helps the ecosystem grow, and we make sure you’re rewarded for it. 💥 Don’t just spend. Engage, share, and earn more!

☄️ Why 2026 Will Be the Breakout Year for Web3 B2B Payments 💱 For years, Web3 has focused on individual users — but the next big wave is coming from businesses. 2026 will be the year when B2B payments move on-chain.

Why now? 1️⃣ Rising Cross-Border Demand: Global B2B payments are expected to surpass $150 trillion by 2026, with companies struggling under delays and hidden FX costs. 2️⃣ Blockchain-Driven Efficiency: Web3 eliminates intermediaries — allowing instant, verifiable payments between businesses, suppliers, and freelancers worldwide. 3️⃣ GuPay’s Advantage: With real-world adoption already proven across 5 continents, GuPay is positioned to become the B2B layer of Web3 commerce — from merchants paying vendors to agencies rewarding contributors.

🔥This isn’t about replacing invoices — it’s about reinventing trust, speed, and transparency between businesses. In 2026, the future of B2B is borderless. And GuPay is already building it 🚀

🧠 Why Does a Payment App Need AI? 💭 "AI" is the hottest buzzword right now. Many projects add it just for marketing. But for Gumart, GuAI isn't a gimmick—it's a core strategic component. ‼️So, "Why does a payment system like GuPay need AI?" Because Web3 is powerful, but it's also complex. Our ecosystem has GuDEX (aggregator DEX), GuScan (explorer), Game Hub, GuMerchant... A lot of data, a lot of options. For a new user, this can be overwhelming.

🚀 GuAI, with its ability to provide "AI-driven analytics & insights," is the brain that personalizes your experience: 1️⃣Instead of you searching: GuAI will analyze your GuPay spending habits and proactively suggest a flight deal on the GuMerchant Marketplace that you're actually interested in. 2️⃣Instead of you analyzing: GuAI will look at your transaction history and alert you if it detects an unusual spending pattern, helping you manage your finances better. 3️⃣Instead of you guessing: GuAI helps us understand what you truly want, allowing us to design more engaging events and rewards in the Game Hub.

GuPay and the Web3 infrastructure give you power and control. GuAI gives you simplicity and intelligence. 🔥

🚀 Deep Tech Explained: How GuDEX Hunts the Best Rates for Every GuPay Transaction ⚡️ When you make a payment with GuPay, the system doesn’t just pick a random conversion rate.

🔥 Behind the scenes, GuDEX, our aggregated decentralized exchange, goes to work. Here’s how it works — in seconds: 1️⃣Real-time scanning: GuDEX searches multiple DEXs and liquidity pools simultaneously. 2️⃣ Smart routing: It identifies the best available rate for the token pair you’re using. 3️⃣ Execution optimization: Transactions are automatically routed to the path with lowest slippage and gas fees.

❓The result? ✔️ You always get the best price possible, automatically. ✔️ You don’t need to switch apps or compare rates manually. 💡 With GuDEX under the hood, GuPay turns complex blockchain mechanics into a smooth user experience — so you can focus on paying, not trading.

☄️ Beyond Technology: Why BNB Chain’s Support Truly Matters to You ✨ Gumart is proud to share that we’ve received marketing support from BNB Chain — one of the largest and most respected blockchain ecosystems in the world.

🚀 So, why is this such great news for you, our users? 🔗 A Seal of Trust: BNB Chain’s endorsement means more than visibility — it represents credibility. Their support signals that Gumart has passed a rigorous review process in terms of legitimacy, compliance, and growth potential. 🔗 Technical Compatibility: It also proves that our infrastructure is robust and efficient enough to operate seamlessly on one of the busiest and most demanding blockchains globally. 🔗 Ecosystem Expansion: This collaboration opens doors for future integrations, deeper ecosystem partnerships, and enhanced user benefits — all bringing more real-world utility to every Gumart product, from GuPay to GuMerchant.

🎯 Trust isn’t built on promises — it’s built on technology, transparency, and recognition from the right partners. We’re honored to have BNB Chain walking with us on this journey. 🚀

📌 How We Onboarded a Complete Newbie to GuRamp in Under 3 Minutes📌 💱 Web3 sounds complicated, right? We put our promise of "Universal Accessibility" to the test. We sat down with a user who had never bought crypto before.

‼️ Here’s what happened: 1️⃣ Minute 1: The App. They downloaded the app. Our interface is "Designed for Web2 users", so they weren't confused by complex jargon or technical steps. 2️⃣ Minute 2: GuRamp. They opened GuRamp, our built-in fiat on/off-ramp. This is the simple, secure bridge from their bank to the blockchain. 3️⃣Minute 3: Onboarded. They selected their country (from 30+ supported countries ), linked their familiar local payment method, and completed their first-ever crypto purchase.

⚡️ The Result: In less than 3 minutes, they went from "What is Web3?" to "I'm in." They were officially onboarded and ready to: ➖Pay for coffee with GuQR. ➖Shop online with the GuCard. ➖Book a hotel on the GuMerchant Marketplace. ➖Explore the Game Hub. This is our mission in action: "Make crypto spendable anywhere" by removing the barriers. Welcome to Gumart. 🚀

🕯 As Central Banks Launch "Instant Payments," Where Does GuPay Stand Out? 🔥 You're hearing a lot about "Instant Payments" from central banks. They promise speed, which is a great step forward. But they are still just a faster version of the old, broken system. They are restricted by borders, controlled by centralized banks, and completely disconnected from the new digital economy.

👀 GuPay isn't just instant. It's a total upgrade. Our system is designed as a next-generation Web3-powered e-commerce & payment (PayFi) ecosystem. ✔️ Real-time, global transactions: GuPay operates on blockchain rails — instant by design, without cut-off times. ✔️ Stablecoin-powered: Send or receive value without FX conversions or weekend delays. ✔️ Connected to commerce: From GuMerchant to GuCard, every payment is spendable in the real world.

The financial world is racing toward instant — But GuPay is already living the next phase: instant + global + user-owned. 🌍

👀 GuPay Isn't Just a Wallet, It's Your Daily Habit ⁉️ 700,000 users. Every single day. This, combined with our community of over 5 million total users, tells a powerful story. What makes so many people come back? It's not just a wallet. It's a "One-Stop Platform" built on a "virtuous cycle of user acquisition, retention, and real-world utility". 🔗

🎯 GuPay is the engine at the center of this loop. Here’s how it works: ⚡️ ENGAGE: Users start their journey in our Entertainment Hub. They can play games in the Game Hub (play-to-earn) , join competition rooms to enhance retention, or get insights from GuAI. 💵 EARN: This engagement is rewarded. Our community has already withdrawn approximately 100,000 USDT in rewards, proving the real value of participation. 🕯 SPEND: This is where GuPay changes the game. Users instantly spend those rewards in the real world. They use the GuCard (Mastercard/Visa) or GuQR in the GuMerchant Marketplace —booking flights , hotels , or buying gift cards.

GuPay isn't just a tool you use. It's an ecosystem you live in. That's how we build real adoption and truly make crypto spendable anywhere. 💭

💎 BATCH 10 fGTP SWAP COMPLETED – OCTOBER ROUND! ⚡ Hey Gumart Residents, Another month, another milestone! The October conversion round is done — and Batch 10 of GUM to fGTP has now officially been swapped to GTP! 🎉 🛍 Swap Recap – October Round ✨ Total GUM swapped: 43,802,290,748,079.89208 GUM 📌 fGTP swapped: 126,000,000 fGTP 📈 Swap Rate: 347,637.23 GUM / 1 GTP 🧠 Reminder: Your GTP is already in your wallet - check your balance now and prepare for the next evolution of the Gumart ecosystem. 🗓 Next conversion round: November 25. Keep growing your GUM and stay sharp!

🌍 GuGoGlobal: The Story Behind a 5-Continent Campaign The GuGoGlobal campaign wasn’t just marketing — it was a live demonstration of Gumart’s global operation power and real community engagement. 💥

⁉️ So what made this cross-continent success possible? 1️⃣ Community Power: Over 100,000 Gumart residents joined the campaign, creating 500+ posts and videos across social media. The strength didn’t come from ads — it came from people. 2️⃣ Real Utility, Not Hype: Users filmed themselves using GuPay in New York, Seoul, Milan, Miami, and Manila, proving that Web3 isn’t a promise — it’s already happening. 3️⃣ Fair, Transparent Rewards: We distributed over $25,000 in prizes to participants, creating real incentives and trust.

🔥 GuGoGlobal succeeded because it blended three forces — a vibrant community, real-world utility, and transparent rewards. This is the blueprint we’ll continue to grow with. 💱

⛏ GuPay Pro-Tip: Maximize Your Security with the “Hot & Cold Wallet” Strategy 💭 In Web3, you own your assets — and that’s freedom. But freedom comes with responsibility. ✨ One of the best practices in crypto security is the Hot & Cold Wallet strategy — and you can easily apply it with GuPay.

🔥 Hot Wallet (for daily use): Your GuPay wallet is your “hot wallet.” ✔️ It’s connected online — fast, convenient, and ideal for everyday transactions. ✔️ Keep only what you need for daily spending — coffee, shopping, travel.

❄️ Cold Wallet (for long-term savings): ✔️ A cold wallet is offline (like a hardware wallet) — maximum protection for long-term storage. ✔️ Move small amounts from your cold wallet to GuPay whenever you need to spend.

⁉️ Think of it like carrying just enough cash in your pocket while keeping the rest safe in a vault. With GuPay, you can enjoy flexibility without sacrificing security. Be smart, stay safe — and spend with confidence. 💎

💭 Why GuPay’s Infrastructure Is the Launchpad for Web3 Growth 🔥 As Web3 matures, developers don’t want to rebuild everything from scratch. They need reliable infrastructure that lets them innovate faster and safer.

💡 That’s exactly where GuPay comes in — the foundation layer powering Gumart’s entire ecosystem. ✔️ Instant Access to Millions: Any app that integrates GuPay gains immediate access to 5M+ active users who already spend in Web3. ✔️ Global Onboarding Made Simple: With GuRamp, our fiat on/off-ramp across 30+ countries, partners can skip complex payment setups and launch globally from day one. ✔️ One Connected Ecosystem: Payments (GuPay), Commerce (GuMerchant), Entertainment (Game Hub), and AI (GuAI) — all under one network.

🔗 GuPay isn’t just a payment product — it’s an infrastructure launchpad for the next generation of Web3 builders. 🎯 The future of Web3 is collaboration — and Gumart is ready to lead.

🔥 The Future Vision: How GuAI Turns GuMerchant Into Your Personal Shopping Assistant 💭 Imagine a marketplace that doesn’t just show you products — but actually understands what you want before you even search. That’s the future of GuMerchant Marketplace, powered by GuAI. 💡 This isn’t science fiction. It’s our vision of a fully personalized commerce experience — driven by AI and real user behavior.

✨ Here’s how GuAI transforms your shopping experience: 🎯 Smart Deals: Based on your GuPay spending habits, GuAI predicts what you might need. “You often travel in December — here’s a hotel deal you’ll love.” 💵 Price Alerts: “Flights to your favorite destination just hit the lowest fare in 3 months. Want to book now?” 🛒 Tailored Discovery: GuAI curates items, services, and gift cards that perfectly match your lifestyle.

🔗 The GuAI + GuMerchant combo turns shopping from an active search into a seamless, personalized experience. The future of commerce is personalization. And Gumart is already building it 🧠

🔥 “Wrong Wallet Address” – Every Crypto User’s Nightmare ⁉️ Anyone who’s ever used crypto knows this fear: just one wrong character in a long wallet address, and your assets could be gone forever. Here’s how GuPay solves that problem.

🧠 Our philosophy is simple: “Hide the complexity.” ✔️ QR Payments First: Instead of forcing you to copy and paste complex wallet strings, GuPay’s main payment method for daily transactions is GuQR. Scanning a QR code almost completely removes the risk of sending to the wrong address. ✔️ User-Centric Design: GuPay is “built for Web2 users.” Every element — from the interface to the transaction flow — is optimized for simplicity, reducing user mistakes and making crypto payments feel as easy as using a traditional payment app. ✔️ Safer P2P Transactions: Within the Gumart ecosystem, features like user directories or identity tags make peer-to-peer transfers secure and intuitive — sending crypto to a friend becomes as simple as sending a message.

💭 At its core, GuPay is built to deliver a payment experience that’s not just powerful, but also safe, intuitive, and human-friendly — bringing true peace of mind to everyday crypto users.

💵 Does GuPay Really Help You Save Money? 💵 ‼️ Many believe that the more convenient a payment app is, the more we tend to spend. That might be true for Web2 apps — but the Gumart ecosystem follows a completely different logic.

💎 GuPay doesn’t just help you spend — it helps you spend smarter and gain more value from every transaction. 1️⃣Rewards for Every Transaction: Unlike traditional bank cards, every payment you make with GuPay is part of an “ethical loop” — meaning your spending can generate real rewards. 2️⃣Earn and Spend in One Place: You can earn income through activities in the Game Hub, then use those rewards to shop in the GuMerchant Marketplace — an effective way to save your fiat money. 3️⃣Built for Transparency: With GuScan, and soon GuAI, you’ll gain clear, data-driven insights into your financial habits, helping you make smarter money decisions.

🛫 Saving isn’t just about spending less — it’s about making every dollar you spend work harder for you. 💥 GuPay is more than a payment tool — it’s a gateway to healthier financial habits in the Web3 era.

💳The Subscription Economy Is Booming – How GuPay Will Change the Way You Pay Monthly Fees ☄️ From Netflix and Spotify to work software, the world now runs on monthly subscription fees. But the current card-based payment model still has many problems: expired cards, declined transactions, and poor visibility over your spending. 📊 The market needs a smarter, more automated payment solution — and Web3 is the answer.

📌 Here’s how GuPay is positioned to lead this revolution: ✔️ Automated Payments (Programmable Payments): Web3 payment systems allow transactions to be programmed. In the near future, you’ll be able to authorize your GuPay wallet to automatically pay for subscriptions — without going through a bank. ✔️ No More Expired Cards: Since payments are made directly from your wallet, you’ll never lose access to a service just because your plastic card expired. ✔️ AI-Powered Smart Management: GuAI automatically tracks all your subscriptions, alerts you when a service raises its price, and even suggests canceling ones you no longer use.

‼️ The future of subscription payments will be automated, transparent, and user-controlled — and that future is being built right now at GuPay.

⁉️ “Losing Your Phone Means Losing All Your Money?” – Debunking the Biggest Myth About GuPay Wallet Security ‼️ The short answer: NO — not if you do it right.

🚀 Unlike traditional banking apps, a Web3 wallet like GuPay operates on a completely different principle: ✔️ The App Is Just a Gateway: GuPay on your phone is merely an interface — a doorway to access your digital assets. ✔️ Your Assets Live on the Blockchain: Your funds are not stored on your phone, but securely on the blockchain network. ✔️ You Hold the Key: You — and only you — have the secret key (recovery phrase) that unlocks access to your assets.

🧠 So, even if you lose your phone, no one can access your funds without your password. More importantly, you can reinstall GuPay on a new device, re-enter your secret key, and your entire wallet will be restored — completely intact. 👀 Your security is in your own hands, and that’s the highest level of protection possible.

🔝 Checklist 2025: 5 Signs of a True “Leader” in Web3 Payments 🔥 The Web3 payments (PayFi) market is booming, but not every project is built the same. As a savvy user, you need to know the signs of a true leader.

🔭 Use this checklist to evaluate any project: ✔️ Real-World Connectivity — Does it bridge to global rails with physical/virtual cards (Visa/Mastercard), letting you pay anywhere? ✔️ Commerce Ecosystem — Can you book flights, hotels, and services inside the app, or is it just another wallet with nowhere to spend? ✔️ Mainstream Scale — Is there proof of adoption with millions of users (5M+), or just a niche community? ✔️ Beyond Simple Payments — Does it expand into entertainment, engagement, and rewards (Game Hub, GuAI, GuPoint), keeping users active beyond transactions? ✔️ Verified Transactions — Are there 50,000+ real-world payments recorded, showing utility beyond whitepapers?

⁉️ So the question is: Does any project actually meet ALL 5 criteria? ✔️The answer is YES. And that’s GuPay. 🚀 GuPay doesn’t just meet these standards—it exceeds them: from real-world connectivity with GuCard, to a full ecosystem with GuMerchant and Game Hub, to being backed by real numbers from 5 million+ users.